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After creating this blog over three years ago, I finally am doing something about it! My new e-book, Mama Money Bags, is coming soon. It's full of ideas to help mamas all over take control of their personal finances so they can live their best life possible. Stay tuned! In the meantime, you can find me at:
https://www.facebook.com/MamaMoneyBagsBook/
https://twitter.com/MamaMoneyBags?lang=en
https://amzn.to/2IxhBOf
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Just like almost every other woman I know, Target's red bull's eye draws me in. I've been trying to resist lately and just not go--to cut down on my spending--but it still feels like a home away from home. The red carts, the bright white floors. I can see it now... But what I love the most is the 90% off clearance that happens after most holidays or big occasions (typically Valentine's Day, Easter, summer/school, Halloween, and Christmas). I usually go with a cart--the only time I use a cart--and peruse the aisles, putting in things I'm interested in. Then, I scan to check the price before deciding what to buy. The past couple years, I've also followed All Things Target on Facebook to find hidden items included in the clearance. Like this table I picked up after Christmas one year for $9... Or this one for $8... They aren't even holiday-themed and we use them all year round! Just another way to fill your Mama Money Bags !
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I went into Lilly Pulitzer yesterday, primarily because I saw they were giving away Duck Donuts. Anyway, while walking around with my free donut, I spotted this visor. So pretty! And I love visors! But at $38, it's a little steep for this Cheap Mom. Then I saw that items in the Tennis Collection got a free towel (not that I need another towel...). My internal debate grew strong, but so did my resolve to not buy anything. See how they did that? Lure me in with the promise of free donuts, tempt me more with a free promo... Only when I looked up the special on my phone as I walked away, I saw they excluded the "less expensive" visor from the promo. Touche Lilly P! Touche! If you want to find out more money saving tips, check out  Mama Money Bags , my e-book on Amazon Kindle. It's just $2.99 and you'll learn so much about being frugal.
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One of the easiest ways to put more into your Mama Money Bags is to cut back up front. Less is more, after all. Here in my part of Pennsylvania, PECO supplies our electricity and gas for heat. They send these handy dandy charts every month to show you how you compare to your neighbors. Here's my most recent one, which says we are more energy efficient than our efficient neighbors. The thing is: our mid-century almost 3,000 sf house isn't efficient at all. I just do little things every day to save electricity. Exhibit A: my clothing rack. We have an electric dryer, but I usually hang and entire load to dry on this Ikea folding metal rack all year long. It's at least 10 years old, and yes, I do about a load of laundry every day, which isn't too surprising with a family of five. Other ways to save on energy: --Leave the overhead lights off. When I work (often from home typing on a laptop) I just use one small lamp with an LED light bulb. --Adjust your therm...
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