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It's the last day of school over here. The big kids are already off to their last day of sixth and seventh grade, while the kindergartner and I are chilling this morning until it's time to get ready. So, what does all that mean for my Mama Money Bags?


Let's be honest: summer is an expensive time. Thankfully, the kids are home with me because I usually transition to second shift at work. That saves a TON on camp fees. The big kids are doing one week of camp for just $65--and that includes lunch and breakfast--but it's a subsidized program through the county's intermediate unit. And my youngest may go to our local bible school with my eldest as a teen volunteer--another $20.

Overall, I'll try to keep spending low, while still incorporating fun. We have some passes lined up through the local library's Museum Passport Program. Our YMCA membership starts up again soon, so that means lazy days by the pool. I usually make a calendar of fun stuff for us to do by checking local websites (think libraries and parks & rec departments). Then there's always the $1 summer movies at Regal or the $4 movies at Movie Tavern.

For a last day of school treat, we're going to hit up Jamba Juice's $2 smoothies and Panera Bread's baker's dozen bagels for $7 on Tuesdays (I think both are local deals at my stores though). Keep an eye out for daily deals like that, as well as any coupons that come your way. And don't forget to join all of the available reward and birthday clubs. Remember: coupons are friends.

I hope your summer gets off to a great start and savor every minute. We'll be doing back to school shopping before you know it--yes, I'll share my Cheap Mom tips for that, too!

[I know I'm fortunate to not need full-time summer camp for my kids; it's one of my main reasons for living frugally and saving at an accelerated speed. I found this NY Times article very helpful, as it highlights the struggles that summer creates for many families.]

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